[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.moramedica.cz\/jak-na-splatnost\/#Article","mainEntityOfPage":"https:\/\/www.moramedica.cz\/jak-na-splatnost\/","headline":"Jak na splatnost","name":"Jak na splatnost","description":"M\u00e1me hned \u010dty\u0159i hlavn\u00ed okam\u017eiky, nebo sp\u00ed\u0161e druhy, kdy m\u016f\u017ee nastat splatnost. Jedn\u00e1 se o v\u00fdraz, kdy po uplynut\u00ed ur\u010dit\u00e9 doby je mo\u017en\u00e9 pr\u00e1vo, propojen\u00e9 s cenn\u00fdm pap\u00edrem, uplatnit u toho, kter\u00fd se k pln\u011bn\u00ed zav\u00e1zal a m\u00e1 tak z\u00e1konnou povinnost. Pro\u010d si vlastn\u011b hl\u00eddat splatnost? Pokud na sm\u011bnku zapomenete a objev\u00edte ji po p\u011bti letech, kdy splatnost u\u017e d\u00e1vno […]","datePublished":"2025-02-28","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.moramedica.cz\/author\/#Person","name":"","url":"https:\/\/www.moramedica.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/418160ee289a2fec3674f670db35c39ff464fe73fac536520dac7def2cfdeb26?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/418160ee289a2fec3674f670db35c39ff464fe73fac536520dac7def2cfdeb26?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"moramedica.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.moramedica.cz\/wp-content\/uploads\/img_a318342_w2331_t1529234793.png","url":"https:\/\/www.moramedica.cz\/wp-content\/uploads\/img_a318342_w2331_t1529234793.png","height":0,"width":0},"url":"https:\/\/www.moramedica.cz\/jak-na-splatnost\/","wordCount":475,"articleBody":"M\u00e1me hned \u010dty\u0159i hlavn\u00ed okam\u017eiky, nebo sp\u00ed\u0161e druhy, kdy m\u016f\u017ee nastat splatnost. Jedn\u00e1 se o v\u00fdraz, kdy po uplynut\u00ed ur\u010dit\u00e9 doby je mo\u017en\u00e9 pr\u00e1vo, propojen\u00e9 s cenn\u00fdm pap\u00edrem, uplatnit u toho, kter\u00fd se k pln\u011bn\u00ed zav\u00e1zal a m\u00e1 tak z\u00e1konnou povinnost. Pro\u010d si vlastn\u011b hl\u00eddat splatnost? Pokud na sm\u011bnku zapomenete a objev\u00edte ji po p\u011bti letech, kdy splatnost u\u017e d\u00e1vno vypr\u0161ela, m\u016f\u017ee se tak\u00e9 st\u00e1t, \u017ee se va\u0161e pr\u00e1vo s tou sm\u011bnkou \u201eproml\u010delo\u201c, by\u0165 by se tak st\u00e1t nem\u011blo. Ne v\u0161echny sm\u011bnky toti\u017e trvaj\u00ed nav\u011bky a je tak dobr\u00e9 se sezn\u00e1mit s t\u00edm, co je na sm\u011bnce uvedeno. Krom\u011b m\u00edsta splatnosti tam toti\u017e najdete tak\u00e9 datum, od kter\u00e9ho \u010di do kter\u00e9ho dne je sm\u011bnka splatn\u00e1. Sm\u011bnka na vid\u011bnou Pokud nen\u00ed nikde naps\u00e1no, kdy je sm\u011bnka splatn\u00e1, plat\u00ed pravidlo, \u017ee je splatn\u00e1 do jednoho roku od vystaven\u00ed sm\u011bnky emitentem (v\u00fdstavcem). Tento typ m\u00e1 nev\u00fdhodu hlavn\u011b pro dlu\u017en\u00edka \u2013 toho, kter\u00fd je povinen ze sm\u011bnky plnit, proto\u017ee vy s takovou sm\u011bnkou m\u016f\u017eete prakticky kdykoliv nakr\u00e1\u010det a po\u017eadovat pln\u011bn\u00ed. Nem\u016f\u017eete tedy p\u0159ij\u00edt o v\u00edkendu. Tomuto typu se \u0159\u00edk\u00e1 tak\u00e9 \u201evistasm\u011bnka\u201c S. na ur\u010dit\u00fd \u010das po vid\u011bn\u00e9 Nejpou\u017e\u00edvan\u011bj\u0161\u00ed u n\u00e1s. Splatnost nastane zpravidla po 14 dnu od vid\u011bn\u00ed. Jakmile uplyne 14 dn\u016f, m\u016f\u017eete se sm\u011bnkou j\u00edt a kdykoliv si ji nechat proplatit \u010di uplatnit pr\u00e1vo na pln\u011bn\u00ed ze sm\u011bnky. Jednoduch\u00e9 a prost\u00e9. \u0158\u00edk\u00e1 se ji tak\u00e9 lh\u016ftn\u00ed vistasm\u011bnka. Na ur\u010dit\u00fd \u010das po vystaven\u00ed Nejm\u00e9n\u011b obl\u00edben\u00fd druh. Z francouzsk\u00e9ho n\u00e1zvu \u00e1 dat\u00f3 by n\u00e1m mohlo vypl\u00fdvat, \u017ee je sm\u011bnka splatn\u00e1 ur\u010dit\u00e9 datum. To v\u0161ak nen\u00ed pravda, nebo\u0165 dat\u00f3 p\u0159ekl\u00e1d\u00e1me jako \u010das. Tedy ur\u010dit\u00fd \u010das po vystaven\u00ed. Na sm\u011bnce m\u016f\u017ee b\u00fdt proto naps\u00e1no: \u201ezaplat\u00edm za 2 m\u011bs\u00edce po vystaven\u00ed\u201c. Tato sm\u011bnka je nejm\u00e9n\u011b obl\u00edben\u00e1, proto\u017ee \u010dlov\u011bk mus\u00ed po\u010d\u00edtat lh\u016fty, a to se popravd\u011b nikomu nechce.  V ur\u010dit\u00fd den Tak\u00e9 nazvan\u00e9 fixn\u00ed \u010di precizn\u00ed sm\u011bnky. Jak u\u017e n\u00e1zev vypov\u00edd\u00e1, sm\u011bnka je platn\u00e1 jeden ur\u010dit\u00fd den a v\u00edc u\u017e nic. Obl\u00edben\u00e1 hlavn\u011b u fajn\u0161mekr\u016f. N\u011bkter\u00e9 sm\u011bnky mohou m\u00edt podp\u016frn\u00e9 podm\u00ednky splatnosti \u2013 kdy sm\u011bnka bude splatn\u00e1 za ur\u010dit\u00fdch podm\u00ednek. Spousta z t\u011bchto r\u00e1doby vylep\u0161en\u00ed se v\u0161ak v \u010desk\u00e9m pr\u00e1vu neuzn\u00e1v\u00e1 a tak nen\u00ed t\u0159eba do nich p\u0159\u00edli\u0161 zabru\u0161ovat.                                                                                                                                                                                                                                                                                                                                                                                         3.8\/5 - (5 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Jak na splatnost","item":"https:\/\/www.moramedica.cz\/jak-na-splatnost\/#breadcrumbitem"}]}]